Our Services
Retirement/
Compensation Planning
• Financial Independence Evaluation
• Risk/Return Requirements
• Long Term Cash Flow Analysis
• Income Deferral/Acceleration
• IRA/SEP/KEOGH funding
• Pension Lump Sum Analysis
• Social Security Issues
• Stock Option Planning
Risk Management
• Medical Coverage
• Life Insurance Sufficiency
• Life Insurance Policy Appropriateness
• Life Insurance Ownership
• Homeowners Requirements/Information
• Personal Excess Liability Policy
Estate Planning
• Wills & Ancillary Documents
• Beneficiary Designations
• Asset Ownership/Title
• Gifting Strategies
• Family Partnerships
• Education Funding
• Valuation Practices
• Entity Financial Planning
• Generation Skipping Allocation
Income Tax Planning
• Marginal Tax Analysis
• IRS Resolution
• IRS/State Filings & Resolutions
• Estimated Tax Payments
• Capital Gain Optimization
• Charitable Planning
• IRA & Trust Distributions
Business Planning
• Choice of Entity
• Capital Requirements
• Best Practices/Benchmarking
• Real Estate Management
• Sales/Use Tax Filings
Investment Planning
• Quantification of Investment Objectives
• Statement of Investment Policy
• Asset Allocation
• Short-Term and Long-Term Liquidity Planning
• Periodic Performance Evaluation using Benchmarks
$2 BILLION +
in assets advised
20+
years of client success
100+
high-net-worth relationships
“The most valuable investment we make is in understanding your story. Let’s build a plan that reflects your life, your values, and your vision for the future.”
— The Paratus Financial Team
CONTACT US
Whether you’re planning for retirement, growing your investments, or navigating complex tax and estate decisions, we’re here to help. Every client journey begins with a conversation.